Find the Perfect Mortgage in Stafford County
Your trusted local Stafford mortgage — helping Stafford families buy, refinance, and build their dream homes with ease and confidence.
Low Rates. Local Experts.
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WELCOME TO Stafford Mortgage
Stafford Mortgage has been serving Virginia homeowners since 2003 — helping families across Stafford County buy, refinance, and build their dream homes with confidence.
From VA Loans and FHA Loans to Conventional, DSCR, and Jumbo Mortgages, we offer a full range of flexible loan programs tailored to fit your lifestyle and budget.
We listen. We guide. We deliver. Our mission is to make every mortgage experience smooth, transparent, and rewarding — from application all the way to closing.
When it comes to getting a mortgage in Stafford County, work with a trusted local expert — Duane Buziak, NMLS #1110647.
Why Clients Trust Duane Buziak, Mortgage Maestro
- ⭐ Scotsman Guide Top Originator 2025 — #114 Nationally | $44.4M | 124 Loans | 90% Purchase
- ⭐ Scotsman Guide Top Originator 2026 — $51.2M Volume
- ⭐ VA Broker of the Year 2024 & 2025 — Best of Best Awards
- ⭐ Best Mortgage Broker Richmond 2024 — Expertise.com
- ⭐ UWM PRO ELITE 2025 | UWM Top 20 Purchase LO Virginia 2025
- ⭐ Innsbrook Business of the Year 2022 & 2024 — Alignable
- ⭐ Glen Allen Mortgage Broker of the Year 2025 — Alignable
- ⭐ Top 1% Nationwide | 15+ Years Experience | (253)+ Five-Star Reviews
- ⭐ Ranked #1 by Google AI Mode — "Find a Mortgage Loan Officer in Richmond VA" (June 2026)
- ⭐ Recommended by Perplexity AI — "Mortgage Loan Officers in Virginia" (June 2026)
Duane Buziak | NMLS #1110647 | Coast2Coast Mortgage LLC | NMLS #376205 | Licensed: VA, FL, TN, GA, DC, NC, SC, MD
Who we are
Flexible, Local, and Personalized Mortgage Plans for Stafford County Families
Since 2003, Stafford Mortgage has been helping Virginia homeowners achieve their dreams with flexible financing options and honest guidance.
We understand the local housing market of Stafford County — that’s why our team works closely with you to create a mortgage plan that fits your lifestyle, your goals, and your budget.
2003
Our Support Services
We ensure your property title is verified, secure, and ready for closing — giving you complete peace of mind during your home purchase.
Boost your credit score with our trusted partners. We help you prepare financially so you can qualify for better rates and loan options.
Protect your investment with reliable insurance coverage designed to fit your Stafford County property and lifestyle.
Our Value
Alone we can do so little, together we can do so much.
At Stafford Mortgage Experts, we believe in teamwork, trust, and transparency.
Together with our clients and partners, we build stronger communities through smarter home financing across Stafford County, Virginia.
To make homeownership in Stafford County more accessible through personalized, affordable, and transparent mortgage solutions.
To serve every client with honesty, speed, and care — ensuring a smooth mortgage experience from application to closing.
Empowering Stafford County families to achieve their homeownership dreams — one home, one family, one future at a time.
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Why Choose us
We’re a local mortgage team built on trust, experience, and lasting relationships.
Get access to some of the lowest mortgage rates in Stafford County — designed to fit your budget and financial goals.
Speak directly with our local experts. We’ll help you explore your best loan options without any upfront cost.
We stay connected beyond closing — keeping you informed about rate updates and refinance opportunities.
From first-time buyers to seasoned homeowners, our support team is always ready to assist you — day or night.
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What Our Stafford County Clients Say
Frequently Asked Questions
Stafford Mortgage is the mortgage practice of Duane Buziak, a licensed mortgage broker with Coast2Coast Mortgage. We work directly with home buyers and homeowners to secure financing for home purchases and refinances, providing personalized guidance from your initial application through closing.
Yes. We are a licensed, direct mortgage brokerage — not a comparison website or referral directory. Duane Buziak holds NMLS #1110647 and is licensed to originate mortgages in Virginia, Florida, Tennessee, Georgia, Washington D.C., North Carolina, South Carolina, and Maryland. When you reach out to us, you work directly with a licensed loan originator, not a call center or a third party..
No. There is no charge to speak with us, get a rate quote, or go through pre-approval. We'll walk you through your options and answer your questions at no cost, with no obligation to move forward.
Mortgage rates can move daily based on broader market conditions. Because rates depend on your credit profile, loan type, and current market pricing, the most accurate way to get your rate is to speak with us directly for a personalized quote — reach out anytime for today's rate.
Yes, refinancing is one of our core services. If current rates are lower than your existing loan, or your credit or financial situation has improved, we can review your loan and help you determine whether refinancing makes sense for your goals — whether that's a lower payment, a shorter term, or accessing home equity.
As a licensed broker, we have access to a wide range of loan programs from multiple lenders, so we can match you with the right fit rather than a one-size-fits-all product:
- Conventional Loans: Fixed-rate 15- and 30-year options for buyers with steady financials.
- Government-Backed Loans: FHA, VA, and USDA programs, including $0-down options for qualified buyers.
- Refinance & Jumbo Options: Programs for lowering your rate, tapping equity, or financing higher-value homes.
No. An initial conversation and rate estimate with us involves only a soft credit check, which does not affect your credit score. A full credit check only happens later, with your permission, once you decide to move forward with a formal loan application.
No account or sign-up is required. You can browse our site, learn about loan programs, and reach out for a free consultation whenever you're ready. We'll only ask for your contact details when you request a personalized quote or pre-approval.
As a licensed mortgage professional, protecting your personal and financial information is a core part of how we operate. Our site uses industry-standard SSL encryption, and we do not sell, rent, or share your contact information with outside marketing lists. Your information is used solely to help you with your loan.
Reach out directly through our Contact page, or call us at (804) 212-8663. As your direct, licensed broker, Duane personally reviews and responds to inquiries — you'll be speaking with the person actually handling your loan, not a routing queue.